CFI takes pride in offering flexible payment programs that make treatment more accessible to patients requiring payment options. To make advanced fertility treatment more accessible, CFI has developed a competitive fee schedule that gives patients access to leading edge technology and expertise for less than you’ll find at most other clinics.

To learn more about available financing options, select from a category below:

Finance Agencies

future family logo

Future Family is the smart way to pay for fertility treatments. Our company was founded by Claire Tomkins (who personally went through IVF) with the goal of supporting fertility patients on their journey. Our customized loans are designed to save you time and money, and we work with Carolinas Fertility Institute to combine all of your treatment costs into one easy monthly payment. With our loans, you also enjoy on-demand fertility coaching support from Registered Nurses, who are here to answer any questions you may have. Benefits of a Future Family fertility loan:

  • Low-interest rates
  • No prepayment penalties
  • Funding of up to $50,000 in less than 48 hours
  • Loan personalized to your specific needs and treatments
  • Treatment costs simplified down to one easy payment
  • Bill pay management
  • Personalized on-demand support from Fertility Coaches
  • Medication training, onboarding and Q&A sessions as part of your coaching package
  • Financing options to include a friend or family member

Prequalifying is easy. It takes less than 2 minutes and won’t impact yyour credit score. We look forward to helping you with your fertility journey.

To learn more and apply, visit us at Future Family today.

Get Started

Apply Now!

Lending Club

Our practice is pleased to offer budget-friendly, responsible payment plans through Lending Club.

When you choose Lending Club, you’re not just getting a way to pay for fertility treatment. There’s actually a whole team of caring and committed people working behind the scenes – just for you. You’ll find a fast and easy online application and low, fixed rate payment plans.

  • The monthly payment is only $181 for a $10,000 treatment plan with a 8.99% APR Extended Plan over 72 months.*
  • The monthly payment is only $834 for a $50,000 treatment plan with a 9.99% APR Extended Plan over 84 months.*

For more information on this attractive option, just ask our team or visit

Credit Unions

We are pleased to offer our patients a low cost financing option with Allegacy Federal Credit Union’s Lifestyle Loan.  Allegacy offers customized loan terms to keep your payments affordable.

Here are some of the many benefits of the Lifestyle Loan offered by Allegacy Federal Credit Union:

  • If your credit score is 680 or above, you may be eligible for up to $10,000
  • No collateral required
  • Get approval within minutes (during business hours) through the online application
  • Longer than average repayment terms

Click here to apply now


Reduce stress with easy financing options from Truliant Federal Credit Union. Take advantage of a Truliant Personal Convenience Loan to help pay your CFI bill with low interest rates and flexible terms. You can even defer your payments for 90 days! Helping others achieve their financial goals since 1952, Truliant now serves over 250,000 members, with 14 convenient branches in the Charlotte area alone.

Truliant’s Personal Convenience Loan Offers:

  • Loan amounts from $500 – $35,000
  • Low, fixed rates as low as 8.50% APR*
  • First payment deferral of up to 90 days*
  • Payment terms between 12 and 60 months
  • Fast, 24/7 online application process
  • No pre-payment penalties

You can apply now here.

Truliant is federally insured by the National Credit Union Association. *Rates are subject to change. All loans are subject to credit approval. Qualified borrowers may defer payments for 90 days. If choosing the deferred payment option, interest will accrue from the date of the loan until payments begin. Participation in this program results in a 90-day extension of the loan. If you have any questions about this or other types of loans, call 800.822.0382.

Links to Other Financial Solutions for Fertility:

Compassionate Care Fertility

IVF Greenlight