CFI takes pride in offering flexible payment programs that make treatment more accessible to patients requiring payment options. To make advanced fertility treatment more accessible, CFI has developed a competitive fee schedule that gives patients access to leading edge technology and expertise for less than you’ll find at most other clinics.

To learn more about available financing options, select from a category below:

Finance Agencies

We offer PatientFi, a friendly and convenient way to pay monthly for fertility care. Get the treatment you need, and pay over time on monthly payments— all under one plan.

How it Works

Apply in seconds from any device, worry-free! With PatientFi there’s no risk to your credit score because there is no hard credit check—not when you apply or when you select your offer.

Once approved, you’ll get a digital line of credit so you can tap into your plan as often as you want. Spend up to your limit and pay it down over time on a friendly monthly plan.

  • Instant approvals
  • No hard credit checks
  • Transparent monthly payments
  • 84-month term lengths available
future family logo

Future Family is where people start their fertility journey. Future Family can help you finance
your treatments and medication cost, while supporting you on your journey.

Future Family loans are a smart alternative to high-interest credit cards and dipping into
savings. And now, Future Family offers 0% APR financing for those that are eligible, as well
as low monthly payment plans. Prequalifying is risk-free, easy, and won’t affect your credit

Future Family aims to help everyone build the family of their dreams by removing the barriers of
accessing fertility treatment — cost and complexity. Our founder, Claire Tomkins’, own fertility
journey led Future Family to design customized loans to save you time and money. We work
with Carolinas Fertility to combine all of your treatment costs into one easy monthly payment.
You’ll also benefit from Future Family’s on-demand fertility coaching support from Registered
Nurses, who are there to answer any questions you may have.

Prequalifying is easy and takes less than 2 minutes. Most importantly, it won’t impact your
credit score. To learn more and apply, visit Future Family.

Benefits of a Future Family loan:

  • Competitive low-interest rates, starting out at 0%.
  • No prepayment penalties
  • Funds up to $50,000 – disburse your funds in a matter of a few days!
  • Loans personalized to your specific needs and treatments
  • Treatment costs simplified down to one easy payment
  • Personalized on-demand support team from fertility coaches
  • Medication training, onboarding and Q&A sessions with your coach
  • Financing options can include a friend of family member

Fertility Financing Has Never Been Easier: See What You Qualify For!

See Your Estimated Monthly Payments With Future Family’s Loan Calculator

Our practice is pleased to offer budget-friendly, responsible payment plans through Lending Club.

When you choose Lending Club, you’re not just getting a way to pay for fertility treatment. There’s actually a whole team of caring and committed people working behind the scenes – just for you. You’ll find a fast and easy online application and low, fixed rate payment plans.

  • The monthly payment is only $181 for a $10,000 treatment plan with a 8.99% APR Extended Plan over 72 months.*
  • The monthly payment is only $834 for a $50,000 treatment plan with a 9.99% APR Extended Plan over 84 months.*

For more information on this attractive option, just ask our team or visit

Credit Unions

We are pleased to offer our patients a low-cost financing option with Allegacy Federal Credit Union’s Lifestyle Loan.  Allegacy offers customized loan terms to keep your payments affordable.

Here are some of the many benefits of the Lifestyle Loan offered by Allegacy Federal Credit Union:

  • If your credit score is 680 or above, you may be eligible for up to $10,000
  • No collateral required
  • Get approval within minutes (during business hours) through the online application
  • Longer than average repayment terms

Click here to apply now


Reduce stress with easy financing options from Truliant Federal Credit Union. Take advantage of a Truliant Personal Convenience Loan to help pay your CFI bill with low interest rates and flexible terms. You can even defer your payments for 90 days! Helping others achieve their financial goals since 1952, Truliant now serves over 250,000 members, with 14 convenient branches in the Charlotte area alone.

Truliant’s Personal Convenience Loan Offers:

  • Loan amounts from $500 – $35,000
  • Low, fixed rates as low as 8.50% APR*
  • First payment deferral of up to 90 days*
  • Payment terms between 12 and 60 months
  • Fast, 24/7 online application process
  • No pre-payment penalties

You can apply now here.

Truliant is federally insured by the National Credit Union Association. *Rates are subject to change. All loans are subject to credit approval. Qualified borrowers may defer payments for 90 days. If choosing the deferred payment option, interest will accrue from the date of the loan until payments begin. Participation in this program results in a 90-day extension of the loan. If you have any questions about this or other types of loans, call 800.822.0382.

Compassionate Care Fertility

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